If you own stock and think that the value of the stock will increase over time, why would you want to sell it and lose the potential increase of value? If your stock going to earn 10% or 15% per year and the real cost of a mortgage is 5% or less after your tax breaks, why sell your assets and pay capital gains tax, just to reduce your mortgage debt?
- You keep your stock, bonds or mutual funds. You keep the appreciation (or loss) on the assets. You can even trade in the account with certain restrictions.
- Loan program is available as a purchase loan as well as for a refinance.
- Owner occupied or investment properties, 1-4 units ok.
- NO extra charges or premiums on rates
- NO private mortgage insurance required even at 100% loan to value
- Lower your monthly payments with interest only option
- Maximize cash flow
- Minimize tax obligations
Borrower Profile
- Sufficient assets to cover Pledge Account
- Wants to keep assets without having to liquidate stocks, bonds or mutual funds
- Wants to maximize cash flow
- Needs to minimize taxable income/capital gains
- Looking to refinance where sufficient equity may not exist.
To find out more about how to minimize your taxes and maximize your tax deductions, please call (650) 366-8123 or contact us
If you own stock and think that the value of the stock will increase over time, why would you want to sell it and lose the potential increase of value? If your stock going to earn 10% or 15% per year and the real cost of a mortgage is 5% or less after your tax breaks, why sell your assets and pay capital gains tax, just to reduce your mortgage debt?
- You keep your stock, bonds or mutual funds. You keep the appreciation (or loss) on the assets. You can even trade in the account with certain restrictions.
- Loan program is available as a purchase loan as well as for a refinance.
- Owner occupied or investment properties, 1-4 units ok.
- NO extra charges or premiums on rates
- NO private mortgage insurance required even at 100% loan to value
- Lower your monthly payments with interest only option
- Maximize cash flow
- Minimize tax obligations
Borrower Profile
- Sufficient assets to cover Pledge Account
- Wants to keep assets without having to liquidate stocks, bonds or mutual funds
- Wants to maximize cash flow
- Needs to minimize taxable income/capital gains
- Looking to refinance where sufficient equity may not exist.
To find out more about how to minimize your taxes and maximize your tax deductions, please call (650) 366-8123 or contact us